A postal money order
Allow me to introduce you all to the postal money order. For $1.50, you can get the equivalent of a cashier’s check from the post office. It can only be cashed by whoever you make it out to, and it’s basically accepted as cash by every corporation. You can also just give someone a blank one, although that’s riskier to carry around for the obvious reasons.
I was tired of checks bouncing. I can’t be bothered to make sure my account remains such-and-such, which means it happens sometimes, especially times like now when I’m poor. So I asked my landlord if I could pay by money order–he’d never heard of them before, but seemed okay with it when I explained (he’s a really good guy!).
I went down to the bank and got out $2750, and headed to the post office. I asked for 9 money orders, each for $303. The postal worker really only made a couple funny faces about me being weird, although my friend said she was pretty loud about my walking out with that much cash-equivalent, it went pretty well. And I immediately endorsed all the money orders so now they can lie around the hose safely.
Also, they come with attachable receipts (shown in the picture) in case you lose the check and need a replacement, so that’s nice.